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How to Cancel a Policy

 

  1. You are entitled to cancel this insurance by contacting Europesure within 14 days of either:
    • the date You receive Your insurance documentation; or
    • the start of the Period of Insurance
    whichever is the later. Providing You have not made any claims We will refund the premium.
  2. You can also cancel this insurance at any time during thePeriod of Insurance by contacting Europesure. Any return premium due to You will depend on how long this insurance has been in force. No return of premium will be given if a claim has occurred during the Period of Insurance
  3. We can cancel this contract of insurance by giving You thirty (30) days’ notice in writing. Any return of premium due to You will depend on how long this contract of insurance has been in force.

We will only cancel this contract of insurance or any part of it for a valid reason or if there are serious grounds to do so such as

  • Non-payment of premium.
  • Non cooperation or failure to supply any information or documentation We request.
  • The use of threatening or abusive language.
  • Failure to take reasonable care of the property insured.

Any premium due to You will be calculated on the following basis: provided no claim has been paid or is payable and no incident has occurred which could give rise to a claim under this Policy We will refund You for the exact number of days that was left on Your Policy. The premium for the period up to the date when the cancellation takes effect will be calculated and the portion of the premium paid by You for the unused days of cover remaining will be returned to You. However, in calculating the amount of premium to be returned to You there will be an additional charge to cover the administration cost of providing this Policy and this will be calculated as a minimum amount of one half of the portion of the premium to be returned to You or £50/€50, whichever is the lesser. If a claim has been made during the period of cover provided, You must pay the full premium and You will not be entitled to any refund.